References & Sources
Evidence used to explain the general principle. These references do not replace personal scholar review.
4 Sources & 0 Scholarly Opinions
Money that arrives by mistake is not yours, and the fact that someone else made the error does not transfer ownership. Islamic law treats property that comes into your hands without a valid basis as a trust you hold for its owner, and the Quranic instruction to render trusts to those they are due applies directly. So a bank crediting you twice, an employer overpaying your salary, a refund issued in error or a transfer sent to the wrong account all create an obligation to notify and return. Three things people ask about. Whether you must volunteer it or only return it if asked - most scholars say you must tell them, because staying silent while knowingly holding someone's property is concealment. What happens if the owner cannot be found after genuine effort - the established position is to give the amount away on their behalf. And whether a long delay changes anything - it does not; the obligation does not lapse with time, though how you settle it can be discussed if repaying at once would cause real hardship.
Current direction: Needs Scholar Review. This page needs a qualified scholar to verify the exact ruling before a reader relies on it.
Educational guidance only, not a fatwa. Consult a qualified scholar for your specific case. Page created August 30, 2026.
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Because an error by someone else does not transfer ownership. Property that arrives without a valid basis - no sale, no gift, no wage - is held in trust for its owner, and the Quranic instruction to render trusts to those they are due applies. Whose fault the error was determines who was careless, not who owns the money.
Most scholars say you must tell them. The party who made the error usually cannot discover it without being told, so staying silent while knowingly holding their property is concealment rather than neutrality. Notify in writing where you can - the record protects you if the error surfaces later and questions arise about what you knew and when.
The obligation stands - it becomes a debt you owe rather than a trust you hold. If repaying at once would cause genuine hardship, most institutions will agree a schedule and asking is entirely reasonable. What is not available is treating the money as gone and therefore not owed. Explain the situation rather than avoiding the conversation.
Evidence used to explain the general principle. These references do not replace personal scholar review.
4 Sources & 0 Scholarly Opinions
Compare the general position and the details scholars usually check.
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